Introducing Agentic Banking: where AI meets real financial operations

We're excited to announce the launch of Agentic Banking solution: a transformative infrastructure layer that enables large language models (LLMs) and other artificial intelligence agents to operate real-world financial actions autonomously.

With this launch, we become the first infrastructure provider in the region to make financial services readable and operable by AI through a layered system that combines our API network, an intelligent access protocol, and conversational interfaces. Agentic Banking empowers AI to execute actions like payments, account validation, and treasury operations with full traceability and compliance.

“With Agentic Banking, Prometeo is not just building for the future, we’re enabling it,” said Rodrigo Tumaián, our Co-CEO & Co-Founder. “We’ve created the first infrastructure layer where artificial intelligence can securely access and interact with the financial systems. Where there used to be hard-coded workflows, now prompts drive secure, structured actions in real time.”

Agentic Banking builds on our foundational API infrastructure, which connects to over 1,200 financial institutions across 11 countries. On top of this foundation, two layers ensure secure AI interaction:

• MCP (Model Context Protocol): a secure and compliant mediation layer that governs how AI models interact with financial data and operations.
• Agentic Interface System: an orchestration layer that connects agents to users through channels such as WhatsApp, web portals, or enterprise systems, enabling conversational finance and organizational-grade automation.

This architecture marks a leap forward for Latin America. While global markets are adapting to the age of intelligent agents, much of the region is still unprepared for machine-to-system interaction. Our Agentic Banking changes that.

“Latin America has the talent and demand to lead in AI-powered finance, but it needs the infrastructure to match,” said Ximena Aleman, Co-CEO & Co-Founder. “Agentic Banking is how we close that gap by giving AI secure, real-time access to the financial system across the region.”

Agentic Banking introduces a wide range of real-world use cases already deployed in Peru, Mexico, and Brazil, including:

• Conversational Payments: Trigger secure transactions via WhatsApp or chat without needing a traditional app.
• Instant Account Validation: Confirm account ownership before disbursing funds or accepting transfers.
• Autonomous Treasury Bots: Enable agents to manage balances, optimize cash flows, and execute multi-party payments in real time.

Our Agentic Banking solution offers two access models:

• Via API, for developers integrating into existing systems.
• Via No-Code Portal, for businesses to access agent capabilities through a user-friendly web interface, validating accounts, disbursing payments, and managing operations in seconds.

We are ISO 27001 certified and our platform was built with full regulatory alignment, including nominative account tracking, pre-transfer controls, and audit-friendly traceability.

Agentic Banking is currently available in Mexico, Peru, and Brazil, with Argentina, Colombia, and the United States launching in the coming months. The launch follows our recent Borderless Banking and U.S. Account Validation rollouts, continuing our trajectory as the infrastructure layer powering cross-border, programmable finance across the Americas.