Make the most of Prometeo Partners Program

Prometeo is a fintech specialized in technological infrastructure that offers various products based on banking connections. Prometeo enables communication with the bank, with the express consent of the user, so that they can access their account and initiate a payment.

Prometeo enables you to receive payments directly from your users' bank accounts into your own account. It facilitates the initiation of payments at the customer's bank and their subsequent reception in the company's account.

If you are a payment gateway and are offering Prometeo among your options, your customers can benefit from a solution different from the others already available.

Most digital payment methods operate within the realm of credit cards. By incorporating Prometeo, you or your customers will be capturing a broader audience.

The main benefits for businesses are:

• Instant payments: Money is received instantly as the payment is processed as a transfer.
• No intermediaries: Unlike credit cards, there are no intermediaries; Prometeo simply facilitates the connection between both accounts.
• Lower fees: Without intermediaries, the costs for each payment are significantly lower.
• Low code: If you use the payment option via link or QR code, integration is not necessary.

The main difference is that Prometeo does not have its own bank accounts (collection account); the money goes directly from the end user's account to the merchant's or company's account. With other electronic payment methods, the money is always transferred to an intermediary account first and then transferred to the company's account from there.

Yes, Prometeo strictly adheres to the security standards defined by PCI (Payment Card Industry Compliance). These standards were developed to protect the data of credit card owners during and after a financial transaction. Additionally, we are a certified company with ISO 27001, the international standard that ensures the security, confidentiality, and integrity of data and information, as well as the systems that process it.

Prometeo communicates with the bank so that the user can initiate the payment from their bank account. For this reason, Prometeo never has access to the user's credentials.

When connecting to banks, a cryptographic bridge is created between the financial institution and the customer, which keeps the data secure and private at all times. This ensures that:

• No information is stored
• No information is shared
• No actions are taken from users' bank accounts

Additionally, we have surveillance systems that operate 24 hours a day to detect and analyze any security alerts in our records.

If you want to learn more about the security tools used, we invite you to read our Security section.

• Two-factor authentication: When making a payment, prior to confirming a transaction through Prometeo, the user must enter a two-factor authentication (token/PIN), similar to what is required in online banking for financial institutions. Two-factor or multi-factor authentication is a security measure aimed at preventing fraud in non-face-to-face banking transactions, i.e., those that are not conducted in a bank branch or with a physical credit card. Before making an online transaction or using a mobile application, at least two forms of identity verification of the account holder will be required.
• Direct communication between bank accounts: Prometeo does NOT hold money in a bank account to then disburse it (as other providers do), but instead, it sets up its infrastructure so that the user initiates a payment from their bank account and the merchant or company receives it in theirs. All money flow goes through the banking infrastructure with the same guarantee as the bank's own.