Why is Account to Account payments a convenient and fast solution for Créditos Directos?

Créditos Directos is one of the leading credit companies operating in Uruguay, focused on offering fast and personalized financial services.

Founded on April 15, 1989, in the city of Las Piedras, Canelones, they later expanded their operations to Montevideo as their main office in 1992. Today, with over 30 years of experience, they provide coverage throughout Uruguay, demonstrating the stability needed to meet high demand from both customers and merchants.

In 1999, Créditos Directos launched Tarjeta D, "La Tarjeta de todos," with the goal of offering not just a purchasing and credit tool but a comprehensive service card. Tarjeta D quickly gained a strong presence in its coverage area, building a solid sense of belonging and positioning itself rapidly in the card market.

Créditos Directos has always prioritized customer convenience, so offering multiple channels for paying bills and installments has been a key goal for the company.

During the pandemic, in-person payment channels were no longer the first choice for their customers, prompting them to explore digital payment options, including bank transfer payments. At that point, they reached out to Prometeo’s commercial team and discovered that Account to account payments was the solution they had been looking for.

As described by Carlos Bancviceras, Card Manager of Créditos Directos, “On a technical level, we always had smooth, fast communication without major issues.” The integration was completed within the expected timeframe, leading to an on-time rollout without delays. Bancviceras adds, “Both in terms of technology and the commercial side, the service was always excellent.”

Carlos said, “The implementation of this solution clearly improved the customer experience, as we can now offer a tool for immediate payment and confirmation of their obligations.”

Thanks to Prometeo, Créditos Directos was able to:

• Provide greater convenience to customers by eliminating the need for redirects to other platforms when making payments.
• Allow customers to instantly confirm their payment in real time through the app, seeing it reflected in their personal account.
• Reduce the number of customer inquiries about whether their payments had been correctly processed.

Account to account payments is the technological solution we’ve developed at Prometeo to help businesses receive payments easily, quickly, and at better costs.

At Prometeo, we didn’t invent payments, we reinvented them so your business can be efficient and scalable. If you want to start receiving real-time payments from your customers directly into your bank account, contact us. We’ll make it happen: ventas@prometeoapi.com